Mr F**k Off, would you like a credit card?

SHOCKED father Steve Smith, 40 was stunned when he opened a credit card application letter from the Halifax bank - addressed to "f**k off". Steve, an examinations officer, got home from work last week to find his wife Jen, 34, and four-month-old daughter Hannah holding the abusive letter from the high street bank. He said: 'It was clear that somebody had noticed the derogatory term, as the window was broken and the name erased out. But it didn't work as the swear word was still easy to see and the letter begins with 'Dear Off.'  "Also, on the next page, the credit card is issued to the same name. 'I have never applied for a Halifax credit card, and apart from the address, none of the details on the application form were correct. 19 OCT 2011

SHOCKED father Steve Smith, 40 was stunned when he opened a credit card application letter from the Halifax bank - addressed to "f**k off". Steve, an examinations officer, got home from work last week to find his wife Jen, 34, and four-month-old daughter Hannah holding the abusive letter from the high street bank. He said: 'It was clear that somebody had noticed the derogatory term, as the window was broken and the name erased out. But it didn't work as the swear word was still easy to see and the letter begins with 'Dear Off.' "Also, on the next page, the credit card is issued to the same name. 'I have never applied for a Halifax credit card, and apart from the address, none of the details on the application form were correct. 19 OCT 2011

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A FATHER-of-one was shocked when a bank addressed him as F**k Off in an invitation to take up a credit card.

Steve Smith, 40, of Lancaster, arrived home from work to find his wife Jen, 34, and four-month-old daughter Hannah holding the rude missive.

The letter began “Dear Off” and the envelope also contained an application form already filled in the with name “F**k Off”.

School examinations officer Steve said: ‘’I couldn’t believe the bank has no system for picking up such profanity.

‘’Luckily my daughter is four-months-old, not four-years-old, as I wouldn’t want her to read such filth, especially from a trusted banking organisation.

“The funny thing is, unbeknown to the Halifax, I was about to move my current account to them. But there is no way I would now as they’ve already told me to eff off.

“At the minute banks have a bad reputation and this type of thing really doesn’t help their cause.”

Steve said he has never applied for any Halifax product and believes the application form for the Clarity Credit Card was an unsolicited piece of junk mail.

The window of the envelope had been broken and someone had tried to block out the name with pen.

But Steve said: “It was clear that somebody had noticed the derogatory term, as the window was broken and the name erased out.”

See the Lancaster Guardian (20-10-11) for full story.